Wind Mitigation

A wind mitigation inspection is often a requirement when obtaining a new insurance policy or renewing an existing policy but it can be submitted to your insurance provided at any time during the policy to apply for possible savings. By law, Florida Insurance Companies are required to make available discounts for specific construction features present that harden a structure during hurricane force winds. As an original Wind Certified Entity (WCE) for the state of Florida, we have conducted over 50,000 wind mitigation inspections. A JVI inspection also allows homeowners to take an important step in assessing the ability of their home to withstand the forces of a hurricane.

A report outlining JVI’s findings will identify:

• The roof coverings installation date,
• How the roofs decking is attached to its truss/rafters,
• How the roof is attached to its exterior walls,
• The roofs shape for Wind Mitigation purposes,
• The presence of gables and if they are braced accordingly,
• The percentages for the exterior wall construction types,
• The presence of a roofs secondary water barrier,
• The presence of shutters or impact resistant doors, garage doors and windows

Once completed, the insurance report OIR-B1-1802 provided should be delivered to an insurance agent or the provider for any possible savings on annual home insurance premiums. In addition to possibly reducing insurance premiums, JVI provides individual recommendations for improvements to help harden the structure in withstanding the forces of a hurricane.

Homeowners can receive lowered insurance premiums and may appreciate knowing what can be done to prevent damage during hurricane force winds that would protect their investment and family.. The inspection fee includes a digitally rendered report, digital photos, JVI’s Strength Report , JVI’s Understanding your OIR 1802 Report by JVI and a team of trained staff to assist your needs.

JVI gained extensive experience as a Management & Marketing (M&M) contractor for the U.S. Department of Housing and Urban Development (HUD) from 1999 to 2005 performing over 2.1 million property inspections. All inspections are manually and digitally reviewed by our Quality Assurance Department prior to delivery to ensure accuracy and accountability. The insurance report outlining our findings can be e-mailed to you and even to your agent or a third party of your choice.

Wind Mitigation Insurance Fraud: JVI guarantees to provide wind mitigation reports that are accurate and honest. There are thousands of insured individuals who have submitted incorrect insurance forms to their provider and may not know it. Most cases find that this was not done maliciously by the insured or possibly even by the inspector. Inspectors, who are not trained, not qualified, or who don’t follow industry standards are reporting incorrect information that do not apply to that policy. State law reads that if an individual or entity knowingly provides or utters a false or fraudulent mitigation verification form with the intent to obtain or receive a discount on an insurance premium to which an individual or entity is not entitled commits a misdemeanor of the first degree.